Spending on holidays and entertainment surged in the first half of this year, with TSB noting a 9.2% rise in travel-related expenses and a 5.1% increase in entertainment activities like concerts and theme parks. However, households cut back on home renovations and DIY projects, with spending in these areas dropping by 15.5%. Clothing purchases also saw a decline, while supermarket spending rose by 3.4%, reflecting ongoing food price pressures. Despite these mixed spending habits, over half of the surveyed individuals feel confident about their finances for the next six months, and a potential interest rate cut by the Bank of England could further boost consumer spending.