The UK government may push pension funds to invest more in British infrastructure and companies if new reforms fail to achieve this goal. The plan includes creating "megafunds" of at least £25 billion by pooling local government and workplace pension assets, aiming to generate up to £80 billion for UK projects. Currently, only 4.4% of UK pension funds are invested in domestic stocks, far below the global average. While some argue this centralization could improve governance and returns, critics worry it could lead to inefficient, bureaucratic structures. The government insists savers’ outcomes remain a priority.